The Urban Environment Toronto (Centre) c.o.b as Greensaver, Housemaster Toronto Inc. ("UECT"), a not-for-profit company that implements energy conservation retrofit programs for homes and businesses in Ontario, and Greensaver Home Energy Services Inc., a home inspection company, were each placed in receivership on November 8, on application by TD Bank, owed approximately $3.9 million. UECT's contract with a customer that accounted for 85% of its sales was recently not renewed, and it laid off all of its employees. Albert Gelman was appointed receiver. Counsel is Aird & Berlis for the receiver, Lerners for the companies, Goldman Sloan Nash & Haber for the directors of the companies and Blaney McMurtry for TD Bank.